Storm Damage Alert — Evansville Area
Recent hail & wind storms reported in Vanderburgh County. Free same-day inspections available.
Insurance Claims
Made Simple
Hail, wind, or storm damage to your roof? We handle the entire insurance claim process from inspection to approval — so you get every dollar you are owed without the headache.
Recent Storms in Your Area
These storms have caused significant roof damage across the Tri-State area. Insurance claim windows are open — but they close fast.
Claim filing deadline
Within 12 Months of Storm
Evansville, IN
April 2, 2026 • 25 days ago
Storm Type
Hail + High Winds
Hail Size
1.75"
Wind Speed
62 mph
Claims Handled
34 homes
Affected ZIP Codes
Claim window
340 days remaining
Henderson, KY
March 18, 2026 • 40 days ago
Storm Type
Hail Storm
Hail Size
1.25"
Wind Speed
45 mph
Claims Handled
19 homes
Affected ZIP Codes
Claim window
325 days remaining
Owensboro, KY
March 5, 2026 • 53 days ago
Storm Type
Straight-Line Winds
Hail Size
N/A
Wind Speed
78 mph
Claims Handled
27 homes
Affected ZIP Codes
Claim window
312 days remaining
Boonville, IN
February 21, 2026 • 65 days ago
Storm Type
Hail + Tornado Warning
Hail Size
2.0"
Wind Speed
55 mph
Claims Handled
41 homes
Affected ZIP Codes
Claim window
300 days remaining
Newburgh, IN
February 8, 2026 • 78 days ago
Storm Type
Ice Storm + Wind
Hail Size
N/A
Wind Speed
50 mph
Claims Handled
15 homes
Affected ZIP Codes
Claim window
287 days remaining
Mt. Vernon, IN
January 14, 2026 • 103 days ago
Storm Type
Hail Storm
Hail Size
1.0"
Wind Speed
38 mph
Claims Handled
11 homes
Affected ZIP Codes
Claim window
262 days remaining
Don't see your storm listed?
We track storm activity across all of Indiana and Kentucky. Even if your event is not listed, you may still have claimable damage. A free inspection takes 30 minutes and costs you nothing.
Get Notified When
Storms Hit Your Area
Sign up for free storm alerts and be the first to know when severe weather hits your ZIP code. We track hail, high winds, and tornado activity across Indiana and Kentucky — and alert you before the insurance claim window starts closing.
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Get notified within hours of a storm event in your area — not days later.
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Alerts are targeted to your exact location, not just your county or region.
Claim Window Reminders
We remind you as your 12-month filing deadline approaches so you never miss out.
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How Insurance Claims Work
We guide you through every step so you never feel lost or taken advantage of.
Free Storm Damage Inspection
We inspect your roof, siding, gutters, and exterior for hail, wind, or debris damage. We document everything with photos and detailed notes.
We Meet Your Adjuster
Our team meets with your insurance adjuster on-site to ensure every damaged area is identified and included in your claim. We speak their language.
Claim Approval & Estimate
Once approved, we provide a detailed scope of work and transparent pricing. No surprises, no hidden fees — just honest numbers.
Quality Repair or Replacement
Our certified crew completes the work on schedule with premium materials. We handle permits, cleanup, and final inspection.
We Fight for Your Full Payout
Insurance companies are not in the business of paying out maximum claims. They are in the business of minimizing payouts. That is why you need a roofing contractor who knows how to document damage properly, speak the adjuster\'s language, and file supplements when the initial estimate falls short.
We Work With ALL Insurance Companies
State Farm, Allstate, Farmers, Liberty Mutual, USAA — we have experience with every major carrier in Indiana and Kentucky.
No Out-of-Pocket for Covered Damage
If your claim is approved, you typically only pay your deductible. We help you understand exactly what your policy covers.
Adjuster Meeting Included
Most roofers skip this step. We show up when your adjuster does to make sure nothing gets missed or underpaid.
Supplementing Expertise
If the initial estimate is too low, we file supplements with proper documentation to get you the full amount you are owed.
Emergency Tarping Available
Storms do not wait. We offer 24/7 emergency tarping and temporary repairs to prevent further interior damage.
Lifetime Workmanship Warranty
Every insurance claim job is backed by our lifetime workmanship warranty. We stand behind our work long after the check clears.
"Corner Stone met my adjuster, pointed out damage he missed, and got my claim approved for $8,400 more than the initial estimate."
— Mike R., Henderson, KY
Does Your Roof Have Storm Damage?
Not all storm damage is obvious from the ground. Hail can bruise shingles and strip granules without leaving a hole. Wind can lift shingles and break the seal without tearing them off completely. Here is what to look for:
Even if you do not see leaks yet, hidden damage can lead to costly problems months later. A free inspection now could save you thousands.
The Complete Storm Damage Checklist
Not sure if you have a claim? Not ready to call yet? That is totally fine. Download our free 6-step checklist so you know exactly what to do, what to document, and what to say to your insurance company.
Storm Damage Checklist.pdf
Corner Stone Construction & Roofing • 6 Sections • 32 Action Items
5 min read
Expert-written
Free forever
Get Instant Access
Enter your name and email below. We will send you the checklist and occasionally share storm alerts for your area. No spam, ever.
847 homeowners downloaded this month
Claim Timeline Calculator
Enter the date of your storm and we\'ll show you exactly how much time you have left to file your insurance claim — and how urgent your situation is.
Enter the approximate date — even a month estimate is fine
Safe Zone
More than 4 months remaining
Warning Zone
2–4 months remaining
Critical Zone
Less than 60 days left
How does the 12-month window work?
Most homeowner insurance policies in Indiana and Kentucky require you to file a storm damage claim within 12 months of the storm event — not when you discover the damage. Enter your storm date above to see exactly where you stand.
This calculator is based on the standard 12-month filing window common to most IN & KY homeowner policies. Your specific policy may differ. Always verify your deadline with your insurance carrier.
Start Your Insurance Claim
Fill out the form below and our claims specialist will contact you within 24 hours to schedule your free inspection.
What Your Insurance Company
Won't Tell You
After handling hundreds of insurance claims across Indiana and Kentucky, we've seen every trick in the book. Here's what adjusters know — and hope you don't.
$6,200
avg. supplement increase
The First Offer Is Almost Never the Final Offer
Insurance adjusters are trained to settle claims quickly and cheaply. The first estimate they hand you is a starting point — not a final number. Homeowners who accept the first offer without a contractor review leave thousands of dollars on the table. We have seen initial estimates revised upward by $4,000 to $12,000 after a proper supplement is filed.
15–30%
below-market labor rates
Adjusters Use Software That Undervalues Labor
Most insurance companies use estimating software called Xactimate. The labor rates built into this software are often 15–30% below actual market rates in our area. A contractor who knows how to write a proper supplement can challenge these line items with real-world pricing — and win.
100%
your legal right
You Have the Right to a Public Adjuster or Attorney
If your claim is denied or severely underpaid, you are not stuck. You have the legal right to hire a public adjuster or insurance attorney to fight on your behalf — often on a contingency basis, meaning no upfront cost. Most homeowners never know this option exists.
RCV
most homeowners never claim
Depreciation Can Be Recovered — If You Know How
When your claim is approved, the insurance company pays Actual Cash Value (ACV) first — which deducts depreciation from your payout. Once the work is completed, you can file for the Recoverable Depreciation (RCV) to get the rest. Many homeowners never file for it and lose thousands. We walk you through every step.
IN & KY
strong matching laws
Matching Is Your Right — Not a Courtesy
If only part of your roof is damaged, your insurance company may try to replace just that section. But if the replacement shingles don't match the existing ones — due to age, color, or discontinued product — you are legally entitled to a full replacement in most states. Indiana and Kentucky both have strong matching laws. We know how to invoke them.
12 mo.
from storm date — not discovery
The Clock Starts the Day of the Storm — Not When You Notice
Your 12-month filing window begins on the date of the storm event, not the date you discover the damage. A slow leak from April hail might not show up as a ceiling stain until August — but your deadline is still April of next year. Don't wait until you see visible damage inside your home.
We Know Every One of These Tactics
Our team has handled hundreds of claims and knows exactly how to counter every underpayment strategy. Let us put that knowledge to work for you — at no extra cost.
Storm Damage Photo Gallery
Drag the slider on each photo to see the before & after transformation. Every project below was an insurance claim we handled from inspection to completion.
Evansville, IN • April 2026
Hail Damage
Claim Recovered
$14,200
Quarter-sized hail stripped granules across entire south-facing slope. Insurance initially offered $6,800 — we supplemented to full replacement.
Henderson, KY • March 2026
Wind Damage
Claim Recovered
$8,750
Straight-line winds at 62 mph lifted and cracked ridge cap and tore off 18 shingles. Adjuster missed the flashing damage — we caught it.
Owensboro, KY • March 2026
Water Intrusion
Claim Recovered
$11,400
Ice dam caused water to back up under shingles and saturate decking. Ceiling damage in two rooms. Full decking replacement required.
Boonville, IN • February 2026
Hail + Wind
Claim Recovered
$19,600
Golf ball-sized hail caused catastrophic damage to roof, gutters, siding, and two skylights. Full exterior replacement approved after supplement.
Newburgh, IN • February 2026
Wind + Debris
Claim Recovered
$6,300
Large tree limb punctured decking and cracked three rafters. Emergency tarp deployed same day. Full structural repair completed in 4 days.
Mt. Vernon, IN • January 2026
Hail Damage
Claim Recovered
$9,100
Nickel-sized hail damaged 60% of roof surface. Insurance denied claim citing "cosmetic damage" — we appealed with proper documentation and won.
400+
Claims Handled
$2.4M+
Total Recovered for Homeowners
94%
Claims Approved on First Submission
$6,200
Average Supplement Increase
Your home could be next. Get a free inspection and see what we can recover for you.
Insurance Claim FAQs
Will my insurance rates go up if I file a claim?
How long do I have to file a claim after a storm?
What if my insurance company denies my claim?
Do I need to get multiple estimates?
Can you do the work if I already have an approved claim?
Do Not Let the Insurance Company Underpay You
Every day you wait, evidence fades and deadlines approach. Get your free storm damage inspection today and make sure you get the full payout your policy promises.